Your Digital ID forBusiness Growth
Get verified instantly and unlock access to financing and tender opportunities with Malaysia's official SME credibility platform.
From Months to Weeks
Traditionally, SME financing takes months because banks need to manually verify information. With SPOT, your data is automatically verified from official sources like SSM and LHDN, enabling financing decisions in weeks, not months. Your SPOT Credibility Report becomes a digital asset usable for multiple purposes - from bank financing applications to government tender participation.
Benefits for SMEs
Why thousands of SMEs choose SPOT to grow their business
Financing in <3 Weeks
Get the financing you need in under 3 weeks, not months. Our platform accelerates approvals with automated verification and instant reporting.
Trusted Digital ID
Build your credibility profile with our comprehensive 5-dimensional assessment. Your SPOT report is recognized by banks and GLCs across Malaysia.
360° Assessment
Get your company, financial, capabilities, ownership, and compliance profile assessed in one comprehensive deep-dive evaluation.
Business Growth
Access government tenders and large project opportunities previously unavailable without a verified credibility profile.
Fair Access
The platform levels the financing playing field for all SMEs. Show your true credibility regardless of size or location.
Wider Ecosystem
Join the network of banks, GLCs, and government agencies that recognize SPOT reports for financing and tenders.
How It Works
Get your SPOT Digital ID in 4 easy steps
One Report, Many Uses
Your SPOT Credibility Report is a versatile digital asset. Use it to accelerate bank financing, meet government tender requirements, or build trust with business partners. Each report includes a comprehensive 5-dimensional assessment that provides a complete picture of your business credibility.
Use SPOT For
Multiple ways to use your Digital ID
Bank Financing
Submit your SPOT report with financing applications to accelerate approval and improve success rates.
Government Tenders
Use your SPOT Digital ID to meet pre-qualification requirements and showcase your business credibility.
Business Partnerships
Share your credibility profile with potential partners and suppliers to build trust.
Join SMEs Growing TheirBusiness with SPOT
Get your Digital ID and unlock new opportunities today