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SME Growth Specialists

We Architect Growth

Powered by SPOT and executed through CARDS, we build authoritative business profiles and turn them into institution-ready, fundable, and scalable companies.

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WEEKS
Faster Processing
From months-long wait to days
3
MINUTES
Credibility Report
Instant generation
80
%
Automated Data
Smart capture
95
%
AI Processing
Data extraction
Single Point of Truth

Single Platform, Single Solution

SSM
Audited Reports
Bank Statements
BEFORE
Fragmented Data
SPOT
Platform Partner
SSMFinancial StatementsLicensesContracts
Digital ID
Financing
Trust
AFTER
Single Point of Truth

We turn fragmented business data into one unified platform to provide a single point of truth.

WIDE COVERAGE

Connecting SMEsNationwide

Powering a nationwide SME ecosystem through verified business identity.

10,000+
SMEs Registered
RM 2B+
Financing
13
States
Malaysia map
2,500+
Selangor
1,800+
K.Lumpur
1,200+
Johor
900+
Penang
750+
Perak
2,800+
Others
FINANCING CYCLE

5 Steps to Financing

Register, verify, and secure financing approval in one complete cycle.

01

Onboard

SMEs register and upload verified statutory, financial, and project data

80% automated
02

AI Assessment

AI engine analyses financial health, governance, and ESG compliance gaps

5 dimensions
03

Certify

SPOT Credibility Report generated immediately for financing or tender use

3 minutes
04

Submit

Report used by banks and GLCs as mandatory pre-screening tool before approval

Fast & Secure
05

Monitor

Real-time dashboards track compliance, ESG alignment, and enterprise performance

Live tracking
Your Digital ID for Growth
500+
SMEs Onboarded
For SMEs

Your Digital ID for Growth

Get verified instantly and unlock access to financing and tender opportunities with Malaysia's official SME credibility platform.

Digital ID
Verified credential
Fast Track
Approval in weeks
Verified
AI-validated data
Connected
Banks & GLCs
Pre-Screened Quality SME Portfolio
15+
Financial Institutions
For Financial Institutions

Pre-Screened Quality SME Portfolio

Access verified, ESG-compliant SME portfolios ready for financing with reduced risk and faster processing.

Reduce Risk
5-dimensional data
Asset Quality
AI pre-screened
Efficiency
Fast processing
Compliance
ESG aligned
Transparent Procurement & Compliance
20+
Government Agencies
For Government & GLCs

Transparent Procurement & Compliance

Verified vendors, transparent procurement, and compliant spending with the official verification platform.

Governance
Mandatory screening
Transparency
Verified vendors
Compliance
Set standards
Accountability
Full audit trail
GROWTH ARCHITECTURE

The CARDS Framework

5 pillars for institutional-grade enterprise growth

C
C
Capital

Financial Foundation

C
A
A
Amplify

Market Reach

A
R
R
Rapid

Digital Transformation

R
D
D
Deal

B2B Platform

D
S
S
Story

Brand Positioning

S
COLLECTIVE INTELLIGENCE

Collective Intelligence Model

We are committed to contributing to Malaysia's DKN 2030 agenda, fostering a holistic entrepreneurial ecosystem that supports and nurtures businesses at every stage of their journey. Through our Collective Intelligence Model, ODELA unites a network of Institutional Subscribers—leading organizations that collaborate to cultivate dynamic SME communities. Together, we create opportunities, share resources, and drive sustainable growth across the ecosystem.

An Initiative ofDKN 2030
In Collaboration withCEDAR
ForSME Bank
PARTNERSHIPS

Industry Partnerships

Collaborating with top-tier partners to empower SMEs and drive sustainable growth.

Official Media PartnerAstro AWANI
Institutional SubscribersAMB Connect
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Official Platform Partner

Join Malaysia's SMEEcosystem Today

The platform connecting SMEs to financing, tenders, and growth opportunities

AI Powered
Secure and Compliant
SME Trusted